For over 30 years, KGI has advised and helped companies and lenders to assess and complete challenging financing transactions.
Common Characteristics of Challenging Loans
Negative trends in financial performance and cash flow
Loan covenants in default
Additional funding needed due to liquidity short falls
Forbearance agreement required
Loan restructuring required
Bridge loan needed to complete a capital transaction, including a sale or refinancing
The Benefits to Companies
Completion of challenging loan transactions
Development or improvement of a company’s financial projections
Credible analysis o f a company's projected cash flow and liquidity
Better strategies and analysis for loan structuring and pricing Independent and objective third-party professional assistance and report
Completion of critical transaction due diligence
Additional talent and resources to complete transactions efficiently
KGI Assesses, Analyzes, and Assists in Key Areas
Income statement and balance sheet integration
Credibility of financial models and underlying assumptions
Financial covenant and credit ratio analysis
Profitability and enterprise value improvements
Historical to projection comparisons
Borrowing base and collateral coverage analysis
Reserves and one-time / non-recurring items
Sensitivity and scenario analysis
Written report (if needed) for lenders, board of directors, or shareholders
